Terms of Use

Last updated: August 17, 2026

These Terms of Use govern access to and use of websites, portals and publicly available digital content operated by Cedargrove Global Holdings Limited and the Cedargrove entities identified on the applicable website or service (“Cedargrove,” “we,” “us” or “our”).

1. Acceptance

By accessing or using this website, you agree to these Terms of Use and applicable law. If you do not agree, do not use the website.

2. Information only

Website content is provided for general informational and educational purposes. It does not constitute accounting, tax, legal, investment, securities, lending or other professional advice and does not create a professional, fiduciary, advisory or client relationship.

You should obtain advice based on your circumstances before acting on website content.

3. No engagement without written agreement

Cedargrove accepts a client engagement only through a written agreement signed or otherwise accepted by the relevant Cedargrove entity. Submitting a form, sending information, booking a consultation or receiving an initial response does not create an engagement.

4. Regulated services

Certain services may be provided only by appropriately licensed or registered entities and professionals. Nothing on this site constitutes an offer or solicitation of securities, investment advice, a commitment to lend, a financing approval or a guarantee of any outcome.

5. Intellectual property

The website, brand, text, graphics, designs, software, tools, reports and other content are owned by or licensed to Cedargrove and are protected by applicable intellectual-property laws. Cedargrove grants a limited, revocable, non-exclusive right to access the site for lawful personal or internal business use.

Users may not reproduce, republish, sell, scrape, systematically extract, modify or create derivative works from site content without written permission, except as permitted by law.

6. Acceptable use

You may not interfere with site operation; attempt unauthorized access; introduce malicious code; impersonate another person; submit unlawful or infringing material; use automated means to collect content or personal information; or use the site for an unlawful purpose.

7. Third-party services and links

The site may link to or integrate services operated by third parties. Cedargrove does not control and is not responsible for their availability, content, security or privacy practices. Third-party terms may apply.

8. No warranties

The site and content are provided on an “as is” and “as available” basis. To the maximum extent permitted by law, Cedargrove disclaims warranties regarding accuracy, completeness, availability, fitness for a particular purpose and non-infringement.

9. Limitation of liability

To the maximum extent permitted by law, Cedargrove and its affiliates, partners, directors, officers, employees and agents will not be liable for indirect, incidental, special, consequential or punitive damages, lost profits, lost data or business interruption arising from use of or reliance on the site.

10. Indemnity

You agree to indemnify Cedargrove against claims, losses and reasonable costs arising from your unlawful use of the site, violation of these terms or infringement of third-party rights.

11. Privacy

Our collection and handling of personal information are described in our Privacy Policy and Cookie Policy.

12. Changes and availability

We may change these terms or the website at any time. The updated date will be shown above. Continued use after a change constitutes acceptance to the extent permitted by law.

13. Governing law

These terms are governed by the laws of Ontario and the federal laws of Canada applicable in Ontario. Subject to applicable consumer law, disputes will be submitted to the courts located in Ontario.

14. Contact

Cedargrove Global Holdings Limited
86-50 Burnhamthorpe Road West
Mississauga, Ontario L5B 3C2
Canada
Email: [legal/contact email]